Real estate appraisal services for homeowners in the city of Eden and Rockingham County

Check out the top 7 reasons why NC homeowners need Carolina Appraisals, Inc.:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. To challenge a NC property tax assessment
  3. Remove PMI to reduce your mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in NC by determining the true market value of property in question

Need help determining the value of your home in or near Eden, NC?
Contact Carolina Appraisals, Inc..

We at Carolina Appraisals, Inc. understand the unique needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Carolina Appraisals, Inc., are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. Carolina Appraisals, Inc. is seasoned in helping people just like you do away with undesirable PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a local area that's declining or not appreciating as much as other properties close to yours. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When contesting your property tax assessment, getting an expert appraisal from Carolina Appraisals, Inc. is your best weapon.

Was your HELOC recently frozen?

If your house is in a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Carolina Appraisals, Inc. can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for precision, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.